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Here are loan programs we offer. All rates are based on $175000.00 loan amount and a credit score of 740 or higher. Rates assume 20% down payment and based upon a 30 day rate lock period. To learn more about these programs and many others, call us at (806) 359-8811.
Rates and Annual Percentage Rates may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. Rates and APR's assume owner occupied single family residence and that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. 1 point is equal to 1% of the mortgage amount (e.g. 1,000 on a $100,000 loan). |
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| Program Name |
Rate |
Points |
APR |
Payment |
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| Conventional 15 Year (Conforming) |
3.125% |
0.00% |
3.214% |
$0.00 |
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| Conventional 30 Year (Conforming) |
3.875% |
0.00% |
3.926% |
$0.00 |
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| Home Equity-15 (Conforming) |
3.500% |
0.00% |
3.590% |
$0.00 |
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| Home Equity-30 (Conforming) |
4.250% |
0.00% |
4.302% |
$0.00 |
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| FHA 15 Year (Conforming) |
3.250% |
0.00% |
3.339% |
$0.00 |
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| FHA 30 Year (Conforming) |
3.625% |
0.00% |
3.675% |
$0.00 |
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| VA 15 year (Conforming) |
3.250% |
0.00% |
3.339% |
$0.00 |
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| VA 30 Year (Conforming) |
3.625% |
0.00% |
3.675% |
$0.00 |
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= Special Program |
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Rates are subject to change without notice.
Rates last updated on 05/23/2013. |
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