Log In  |  Contact Us  |  Help

OK

Mortgage Rates
Here are loan programs we offer.    All rates are based on $175000.00 loan amount and a credit score of 740 or higher. Rates assume 20% down payment and based upon a 30 day rate lock period. To learn more about these programs and many others, call us at (806) 359-8811.


Rates and Annual Percentage Rates may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. Rates and APR's assume owner occupied single family residence and that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. 1 point is equal to 1% of the mortgage amount (e.g. 1,000 on a $100,000 loan).
Loan Amount:      $

GO

Program Name Rate Points APR Payment  
Conventional 15 Year (Conforming) 3.625% 0.00% 3.715% $0.00
Conventional 30 Year (Conforming) 4.625% 0.00% 4.678% $0.00
Home Equity-15 (Conforming) 4.000% 0.00% 4.091% $0.00
Home Equity-30 (Conforming) 5.000% 0.00% 5.054% $0.00
FHA 15 Year (Conforming) 3.500% 0.00% 3.844% $0.00
FHA 30 Year (Conforming) 4.125% 0.00% 4.322% $0.00
VA 15 year (Conforming) 3.500% 0.00% 3.902% $0.00
VA 30 Year (Conforming) 4.125% 0.00% 4.355% $0.00
Rates are subject to change without notice.
Rates last updated on 04/23/2014.
HAPPY STATE BANK
5100 COULTER ROAD, AMARILLO, TX  79119
Direct:  (806) 359-8811
MortgageGroup@happybank.com
Copyright © 2014 HAPPY STATE BANK AND TRUST COMPANY
Privacy Policy  | Security Statement  |  Site Map